In strict compliance with SEBI Circular HO/(79)2026-MIRSD-PODMMC (Ease of Doing Investment – SMP Disclosures) and the consolidated AMFI Master Circular for Mutual Fund Distributors, the multi-licensing capabilities and primary principal capacities under which WealthCrop Securities Private Limited operates are transparently declared below:

1. Statutory & Regulatory Disclosures

A. Mutual Fund Distribution Division

• Principal Oversight Body: Association of Mutual Funds in India (AMFI) / Registered Asset Management Companies (AMCs).
• Registration Capacity: AMFI-Registered Mutual Fund Distributor (MFD).
• Registration Number: ARN – 297008 (Current Validity: 14 June 2024 to 13 June 2027).
• Execution Exchange Platform Credentials: BSE StAR MF Member ID: 60667 | NSE-UIN: NSE009401.
• Mandatory Disclosure on Plan Structures: WealthCrop Securities Private Limited acts strictly as a distributor, dealing exclusively in Regular Plans which incorporate embedded commission structures paid by respective AMCs. In accordance with Chapter 7 and Chapter 9 of the AMFI Master Circular, we do not transactionally host, provide data feeds for, or execute Direct Plans for mutual fund clients. Our comprehensive, scheme-wise commission structure matrix is transparently accessible via our Commission Disclosure Link.
• Statutory Risk Warning: Mutual Fund investments are subject to market risks. Please read all scheme-related documents (SID/SAI/KIM) carefully before investing. Past performance of any fund or portfolio structure is not indicative of future returns.

B. Equity & Stock Broking Division

• Principal SEBI Registered Entity: Kotak Securities Limited (SEBI Registration No: INZ000200137).
• Principal Exchange Memberships: NSE-08081; BSE-673; MSE-1024; MCX-56285; NCDEX-1262.
• Operational Capacity: Associated Exchange Appointed Authorized Person (AP).
• WealthCrop Exchange Registration Codes:
  • NSE AP Registration Number: AP0291118453
  • BSE AP Registration Number: AP01067301129565
  • MCX AP Registration Number: MCX/AP/171197

C. Retail Credit & Corporate Deposit Arrangements

• Principal Corporate Partner: Bajaj Finance Limited.
• Operational Capacity: Authorized Referral Partner and Corporate Product Distributor for Retail Fixed Deposits (FD) and corporate loan solutions.

2. General Disclaimers & Limitations of Advice

• No Advisory Character: WealthCrop Securities Private Limited functions strictly in an execution-only capacity for equity trading and as an intermediary for mutual fund and corporate product distribution. No text, layout, model basket, algorithm template, or analytical filter generated across this portal constitutes formal investment advice under the SEBI (Investment Advisers) Regulations, 2013.
• No Yield Assurance: In complete compliance with the AMFI Code of Conduct, WealthCrop explicitly refrains from formulating, specifying, or providing any form of indicative yields, guaranteed cash flows, or assured returns across any market-linked instruments or mutual fund schemes.
• Independent Judgment: Financial tools, pre-configured execution loops, and analytical representations are engineered for transactional convenience only. Investors must analyze their custom risk thresholds or independently engage a SEBI-Registered Investment Advisor (RIA) prior to deploying capital.

3. Robust Platform, Algorithmic Routines & API Disclaimers

• Infrastructure Delivery Scope: Dynamic trade routes, real-time portfolio updates, and multi-asset orders processed through programmatic connections (including but not limited to the Kotak Neo API infrastructure) are hosted strictly to maximize user interface speed and order management convenience.
• Systemic and Network Risks: Programmatic interfaces and order execution systems are profoundly dependent on secondary network relays, third-party stockbroker gateways, exchange data endpoints, and cloud infrastructure. WealthCrop Securities Private Limited explicitly makes no representations or warranties concerning the absolute latency, uninterrupted uptime, error-free operations, or operational synchronization of third-party API interfaces.
• Exclusion of Technical Liability: WealthCrop Securities Private Limited, alongside its directors, technology leads, and infrastructure providers, shall bear absolutely no liability for financial shortfalls, lost profits, missing orders, execution slippages, systemic delays, line drops, or data anomalies triggered by hardware dropouts, unexpected token timeouts, terminal delays, or rapid exchange feed deviations. All programmatic tools are deployed on an “As-Is” and “As-Available” foundation entirely at the subscriber’s risk profile.

4. Regulatory Compliance, Anti-Money Laundering & KYD

WealthCrop Securities Private Limited stringently adheres to all regulatory mandates outlined by SEBI, AMFI, FIU-IND, and the Reserve Bank of India. We enforce uncompromising due diligence standards, Know Your Distributor (KYD) protocols, and client identification norms. All investor subscriptions are routed and validated systematically through SEBI-compliant KYC Registration Agencies (KRAs) using authorized Central KYC (CKYC) channels.

5. Client Account Confidentiality & Security Mandates

Portal users are individually responsible for ensuring the confidentiality, security, and integrity of their digital security elements (including custom login IDs, secure alphanumeric passwords, and multi-factor authentication [MFA] temporary tokens). WealthCrop Securities Private Limited cannot be held liable for internal or asset-level disruptions occurring from user-side session leaks, phishing compromises, unauthorized mobile device sharing, or credential exposure. Any security anomaly or profile unauthorized access must be escalated to our compliance desk instantly.

6. Intellectual Property & Brand Maintenance

The layout frameworks, custom codebases, design interfaces, corporate trade names, analytical engine scripts, algorithmic logic, logos, and structural files mapped across https://wealthcrop.in/ represent the exclusive intellectual property of WealthCrop Securities Private Limited or its engineering licensors. Any form of illegal automated scraping, framing, source code decompilation, mirroring, or distribution without explicit, signed corporate documentation will prompt rigorous enforcement under the Indian Copyright Act, 1957, and the Information Technology Act, 2000.

7. Jurisdiction & Conflict Settlement

These compliance rules, terms of usage, and digital rights are governed and construed systematically by the federal laws of the Republic of India. Any legal contest, specific dispute, or statutory mediation resulting from platform usage or digital transactions falls under the absolute and exclusive jurisdiction of the competent courts sitting at Kolkata, West Bengal, India.

8. Corporate Escalation Matrix & Support Contacts

For high transparency and systemic tracking, client communications or operational grievances must be systematically directed to the dedicated channels outlined below: