👵 All-in-One Retirement Planner
Plan your future income & investments. Estimate SIP or Lumpsum required with inflation adjustment.
📘 Declaration & Assumptions
Click to view formulas & assumptions used
- Future Value of SIP: FV = P × ((1 + r)n – 1) / r × (1 + r)
- Future Value of Lumpsum: FV = P × (1 + r)n
- Retirement Corpus Required: Corpus = PMT × [(1 – (1 + r)-n) / r]
- SIP Required: SIP = Corpus × r / ((1 + r)n – 1)
- Monthly Income from Corpus: PMT = Corpus × r / (1 – (1 + r)-n)
- Where:
- P: Monthly SIP or Lumpsum
- r: Monthly rate (CAGR ÷ 12 ÷ 100)
- n: Number of months
- PMT: Desired monthly income after retirement
- All values are indicative and based on assumed CAGR; actual returns are market-dependent.