💡 Smart Investment Calculator Suite

Plan your financial goals using SIP or Lumpsum calculators. Adjust for inflation, visualize growth, and take action.

Goal Amount ₹ Time Horizon (Years) Expected CAGR (%) Inflation (%)

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📌 Tip: Calculates the SIP needed monthly to achieve your future goal, adjusting for inflation.

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Use our all-in-one powerful tools for SIP, Lumpsum, SWP, STP, SIP Top-Up and more. Visualize your investment future with interactive graphs and goal-based projections. Plan smarter. Invest better.

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❓ Frequently Asked Questions

SIP Goal helps determine the monthly investment required to reach a **target corpus**, while SIP Projection shows how much your **fixed monthly SIP** will grow over a period based on expected CAGR.

When inflation is enabled, the calculators adjust your target amount or returns to reflect **future value**, helping you stay realistic about **purchasing power** over time.

These tools use **standard financial formulas** and compound interest logic. While projections are close approximations, actual results depend on **market performance** and **investment discipline**.

CAGR stands for **Compound Annual Growth Rate**. It represents the average annual return over a period, assuming profits are reinvested. It’s crucial for projecting **realistic long-term returns**.

It depends. SIP is ideal for **regular monthly investing** and averaging market volatility, while lumpsum is suitable if you have a **large amount** ready to invest and want to capitalize on current opportunities.

These calculators are excellent for **goal visualization and planning**, but it’s always advisable to consult with a **registered investment advisor (RIA)** for comprehensive financial strategies.

You should review your investment plans at least **once a year** or during major life events (job change, marriage, etc.) to adjust for market changes and personal priorities.

Missing SIPs occasionally might not drastically affect your goal, but frequent skips can reduce the final corpus. Consistency and automation are key to **disciplined investing**.

Absolutely. The tools are built to be **interactive**. You can change CAGR, inflation, and other inputs anytime to reflect updated market expectations or personal assumptions.

Yes. These calculators are **client-side tools** and do not store or transmit any data externally. No personal or investment data is saved on servers.

This calculator is a visual aid to help you plan your investments based on expected return assumptions. The values are indicative and do not represent any guarantee of returns. Mutual Fund investments are subject to market risks. Please consult a SEBI-registered advisor before investing.

📐 Formulas Used

SIP Goal Planner: Calculates required monthly SIP using the Future Value (FV) formula:
SIP = FV × r / [(1 + r)ⁿ – 1]
where r = monthly rate, n = total months
Lumpsum Goal Planner: Calculates required present value using:
Investment = Goal / (1 + CAGR)^Years
Inflation-adjusted target = Goal × (1 + Inflation Rate)^Years
SIP Projection: Projects corpus using:
Corpus = SIP × [(1 + r)ⁿ – 1] × (1 + r) / r
Lumpsum Projection: Future value of lumpsum using:
Corpus = Investment × (1 + CAGR)^Years

Note: CAGR = Compounded Annual Growth Rate. These are assumed/expected returns based on user input. Real market performance may vary significantly. Inflation reduces future purchasing power and is factored where applicable.