Advanced Mutual Fund Calculators -

📊 Mutual Fund Calculator Suite

Analyze SIP, Top-Up SIP, SWP, and STP with real-time charts.

Monthly SIP ₹ Years Expected CAGR (%)

💡 SIP: Helps you build long-term wealth by investing fixed amounts monthly. This chart shows how your investment grows annually based on expected returns.

Initial SIP ₹ Years Expected CAGR (%) Annual Increase (%)

💡 Top-Up SIP: Ideal when your income increases yearly. It boosts your investment automatically to build wealth faster over time.

Initial Corpus ₹ Monthly Withdrawal ₹ Years Expected CAGR (%)

💡 SWP: Useful for retirees or income seekers. It shows how long your corpus can support monthly withdrawals while still growing.

Lumpsum ₹ Monthly Transfer ₹ STP Duration (Months) Growth CAGR (%)

💡 STP: Useful for shifting from lump sum to equity gradually. It reduces market timing risk and smooths investment entry.

❓ Frequently Asked Questions

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. Over time, SIPs benefit from market fluctuations and compounding returns.

Top-Up SIPs let you increase your monthly investment periodically—usually annually. It’s useful when your income grows, helping you accelerate wealth creation.

The Systematic Withdrawal Plan (SWP) calculator estimates how long your mutual fund corpus will last if you withdraw a fixed amount monthly, factoring in expected returns.

The Systematic Transfer Plan (STP) calculator helps plan gradual transfers from one fund (usually debt) to another (usually equity), minimizing risk and market timing errors.

These calculators are meant for **illustrative and planning purposes** only. They do not constitute financial advice. Consult a certified advisor for personalized recommendations.

CAGR (Compounded Annual Growth Rate) depends on the fund category. Equity funds generally return 10–14%, while debt funds may offer 5–7%. Choose values aligned with your fund type.

Yes, the calculators are interactive. You can change inputs like amount, duration, CAGR, or withdrawal anytime to see updated results instantly.

These calculators assume **nominal returns** and do not factor in taxes. For more precise projections, use our **Retirement Calculator** or consult a tax advisor.

Missing contributions or withdrawals may slightly alter the results. It’s important to maintain consistency for accurate long-term performance and goal tracking.

No. All calculations happen locally in your browser. We do not store, track, or transmit any data. Your inputs remain private and secure.

The SIP, SIP Top-Up, SWP, and STP calculators provided here are for educational and illustration purposes only. They help visualize potential outcomes based on user inputs and assumed growth rates, and do not constitute investment advice or performance guarantees. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

All results are based on commonly accepted financial formulas:

SIP Projection: FV = P × [(1 + r)ⁿ – 1] / r × (1 + r)
Top-Up SIP: FV includes incremental contribution added annually as per growth %
SWP: Corpus reduces over time after periodic withdrawals and assumed CAGR growth
STP: Funds are gradually moved from one scheme to another, with growth assumptions applied to both source and destination

For personalized investment planning, kindly consult a SEBI-registered investment advisor. Wealthcrop Securities Pvt. Ltd. shall not be liable for decisions made based on the above projections.