NCD Investment -

Invest with Confidence and Reap the Rewards of Stability, Liquidity, and Growth

Maximize Your Financial Potential with Non-Convertible Debentures

Discover the perfect investment solution that combines a favorable risk-return profile with unmatched liquidity. Non-Convertible Debentures (NCDs) are your gateway to secure fixed income debt instruments, offering stability and growth opportunities for your hard-earned money.

What are NCDs?

Unveiling the Power of Non-Convertible Debentures (NCDs)

At its core, an NCD represents a debt instrument issued by a company seeking to raise capital from the market for various business purposes. Unlike convertible debentures, NCDs cannot be converted into shares of the issuing company. Instead, you receive a fixed rate of interest on your investment for a specified period, with interest payments available on a quarterly, semi-annual, or annual basis. Alternatively, you can choose the convenience of cumulative interest, where interest is accrued and paid upon maturity.

Features and Benefits

Experience the Distinct Advantages of NCD Investments

Secured and Unsecured NCDs

Secured NCDs

Enjoy the added reassurance of your investment being backed by the assets of the issuing company, ensuring debt obligations are met with confidence.

Unsecured NCDs

Explore investment opportunities with issuers of high creditworthiness, providing attractive returns without specific collateral.

Credibility and Ratings

Rigorous Evaluation

NCD issues are meticulously rated by esteemed credit rating agencies such as CRISIL, ICRA, FITCH, and CARE, ensuring transparent assessment of the company’s ability to honor debt obligations.

Lower Default Risk

Leverage these ratings to make informed investment decisions and mitigate potential risks.

Flexible Investment Tenure

Tailored to Your Goals

Choose an investment tenure ranging from 2 to 20 years, providing you with ample flexibility to align with your financial objectives.

Optimal Liquidity

Unlike fixed deposits, NCDs offer a limited lock-in period, allowing you to access your funds when needed.

Listed on Premier Exchanges

Enhanced Liquidity

NCDs are listed on renowned exchanges such as NSE and BSE, providing you with the ability to buy and sell your investments with ease.

No TDS

Enjoy the full returns you deserve, as there is no Tax Deducted at Source (TDS) on listed debentures.

Transparency and Ease of Monitoring

Quality Assessment

Leverage ratings provided by renowned agencies like CARE, FITCH, CRISIL, and ICRA to assess the quality of debt papers before making investment decisions.

Demat Form

Simplify your investment management by holding bonds in ‘Demat Form,’ allowing for easy tracking and monitoring of your portfolio.

How to Invest in NCDs

Start Your NCD Investment Journey Today

Unlock the Power of NCDs and Accelerate Your Financial Growth Today.

Getting Started

Public Issue:
- Traditional Approach: Participate in the public issue of NCDs by submitting a physical form with the requested details.
- Exchange Trading: Digital Convenience: Invest seamlessly online through our platform
Exchange Trading:
- Once the public issue concludes, NCDs are listed on esteemed exchanges such as NSE or BSE, providing you with an opportunity to invest through your Kotak Securities trading account, just like you would with shares.