Help & Support
Explore FAQs, guidelines, and tips for investing with Wealthcrop.
Investment Account Opening Guidelines
- Ensure PAN and Aadhaar are linked and KYC-compliant.
- Prepare documents: PAN, address proof, photo, cancelled cheque.
- Complete in-app/on-site eKYC using OTP-based Aadhaar verification.
- Link your primary bank account for transactions and auto debit.
- Set your risk profile and investment goals in your dashboard.
- Start your first SIP or Lumpsum after verification is approved.
- Contact help.mf@wealthcrop.in if any issue arises.
Frequently Asked Questions (FAQs)
A mutual fund pools money from investors and invests it in a diversified portfolio of stocks, bonds, or other assets, managed by a professional fund manager.
Create a KYC-verified account, link your bank account, select a fund, and choose between SIP or Lumpsum investment. Follow platform prompts to complete payment securely.
SIP (Systematic Investment Plan) allows you to invest a fixed amount in a mutual fund scheme at regular intervals (monthly/quarterly), promoting disciplined investing.
Mutual funds are market-linked and carry risks. However, diversification and professional management help mitigate risks. Always align investment choices with your risk profile.
Log in to your dashboard to view current portfolio value, past returns, SIPs, transaction history, and NAV movements.
Exit loads are charges applied when you redeem units from certain mutual fund schemes before a predefined period, usually ranging from 0.25% to 1%.
Yes. From your SIP dashboard, choose the SIP you want to modify or pause. Set the new amount/date or select pause to temporarily halt contributions.
Go to My Investments, select the fund you want to redeem, choose full or partial amount, and submit the request. The money will be credited to your bank within a few working days.
Only ELSS (Equity Linked Saving Schemes) qualify for tax deductions under Section 80C of the Income Tax Act. Other schemes may attract capital gains tax.
Wealthcrop Learning Centre (WLC)
- Start a SIP: Log in, go to Mutual Funds → Select Scheme → Choose SIP → Set amount and date → Confirm with OTP.
- Pause/Stop SIP: Go to My Investments → SIPs → Select SIP → Pause or Cancel → Confirm.
- Redeem Units: Select the scheme under My Investments → Click on Redeem → Choose amount/all units → Confirm.
- Switch Funds: Choose the existing scheme → Click Switch → Select target scheme → Enter units or amount → Confirm.
- STP (Systematic Transfer Plan): Go to My Investments → Select source scheme → Setup STP → Select target scheme, frequency and amount → Confirm.
- Top-Up SIP: In My SIPs → Choose Top-up Option → Set interval & increment → Submit request.
- Lumpsum Investment: Go to Mutual Funds → Choose scheme → Select Lumpsum → Enter amount → Proceed to pay via BSE gateway.
- Apply for Bonds/NCDs: Access Bonds section → View open issues → Click Apply → Enter bid and quantity → Confirm order.
- Payment via BSE STAR Gateway: On confirmation, redirect to BSE Star MF Payment Gateway → Choose UPI/net banking → Complete secure payment → Receive real-time confirmation and transaction reference number.
- Important Tip: Ensure your bank account and mobile number are linked with UPI and verified in your profile for seamless transactions.